How come my dental insurance doesn’t cover all the costs of my treatment?

Dr. Sheila Dobee

Family, Cosmetic and Implant Dentist

Date : 06/05/2020

When it comes down to it, Dental insurance isn’t really like typical insurance (a payment to cover the cost of a loss) at all. You can think of it more as a prepaid spending card or a coupon to assist with your required dental care. It’s actually a monetary benefit typically provided by an employer to help their employees offset the cost of common dental treatment. Your employer usually buys a plan based on their budget, the costs per month and the benefits offered. Most plans are designed to only cover a portion of the total cost for the most common services.